Q: What is Flipkart Pay Later?

A: Flipkart Pay Later is a credit product offered by Flipkart that allows customers to make purchases on the platform and pay for them later, typically within a month.

Q: What is Flipkart Pay Later?

A: Flipkart Pay Later is a credit product offered by Flipkart that allows customers to make purchases on the platform and pay for them later, typically within a month.

Q: How do I sign up for Flipkart Pay Later?

A: To sign up for Flipkart Pay Later, you need to have a Flipkart account and complete the KYC process. Once you have completed the KYC process, you can apply for Flipkart Pay Later through the Flipkart app or website.

Q: Are there any charges for using Flipkart Pay Later?

A: Yes, there are charges associated with using Flipkart Pay Later. If you do not pay your dues within the due date, you will be charged a late payment fee of Rs. 100.

Q: Is there a minimum amount required to use Flipkart Pay Later?

A: Yes, there is a minimum transaction amount required to use Flipkart Pay Later. The minimum transaction amount is typically Rs. 500.

Q: Can I use Flipkart Pay Later to make purchases on other websites?

A: No, Flipkart Pay Later can only be used to make purchases on the Flipkart platform.

Q: Can I pay my Flipkart Pay Later dues using a debit card?

A: Yes, you can pay your Flipkart Pay Later dues using a debit card or net banking.

Q: How can I check my Flipkart Pay Later balance?

A: You can check your Flipkart Pay Later balance by logging in to your Flipkart account and going to the "My Account" section. You will be able to see your Pay Later balance and the due date for your payment.

Q: What happens if I don't pay my Flipkart Pay Later dues on time?

A: If you don't pay your Flipkart Pay Later dues on time, you will be charged a late payment fee of Rs. 100. Additionally, your Flipkart Pay Later account may be suspended, and you may not be able to make purchases using this option until your dues are paid in full.

Q: Can I cancel a Flipkart Pay Later transaction?

A: No, once a transaction has been made using Flipkart Pay Later, it cannot be cancelled. You will need to pay the dues for the transaction by the due date.

Flipkart Pay Later Charges

Flipkart Pay Later Charges : Flipkart ने 2021 में Pay Later Service लांच किया है। इस सर्विस का उपयोग करके फ्लिपकार्ट से प्रोडक्ट्स खरीदने पर टोटल अमाउंट को EMI में भुगतान कर सकते है। इस आर्टिकल में जानेंगे की Flipkart Pay Later का उपयोग करने कितना Interest और अन्य charges देना होगा। मतलब आप इस आर्टिकल को पढ़ने के बाद समझेंगे की Flipkart Pay Later सर्विस के Terms and Conditions क्या है।

What is Flipkart Pay Later?

Flipkart Pay Later एक भुगतान विकल्प है, जिसका उपयोग करके प्रोडक्ट्स खरीद सकते है और आसान EMI में भुगतान कर सकते है। यह सर्विस Flipkart और Myntra के उपयोगकर्ताओं के लिए उपलब्ध है। यदि आप इस सर्विस के लिए पात्र है, तो यह विकल्प फ्लिपकार्ट एप्प के निचले मेनू में मिलेगा। जहां से आप KYC पूर्ण करके Credit Limit प्राप्त कर सकते है।

इसे भी पढ़े :

Flipkart Late Fee

Flipkart Pay Later का मंथली EMI महीने के 5 तारीख को भुगतान करना होता है। अगर आप Due Date तक भुगतान कर नहीं पाते है, तो आपको निचे टेबल के अनुसार पेनल्टी भरना होगा।

Bill Amount	Late Payment Charge Amount*
Rs 100 – Rs 500	Rs 60
Rs 501 – Rs 1000	Rs 150
Rs 1001 – Rs 2000	Rs 210
Rs 2001 – Rs 4000	Rs 350
Rs 4001 – Rs 5000	Rs 475
Rs 5000 & above	Rs 700

Convinience Fee

अगर आप Monthly EMI/Bill का कुछ अमाउंट का भुगतान करते है और बाकि अमाउंट को अगले महीने में भरना चाहते है, तो ऐसे में Flipkart अपने कस्टमर्स से Convinience Fee वसूल करेगा। जो निचे टेबल के अनुसार लागु होगा।

Carry Forward amount to next month	Convenience Fee for Partial Payment	Late Payment Charges for payments after the due date
<= Rs 500	Rs 60	Rs 60
Rs 501 – Rs 1000	Rs 60	Rs 150
Rs 1001 – Rs 2000	Rs 120	Rs 210
Rs 2001 – Rs 4000	Rs 240	Rs 350
Rs 4001 – Rs 5000	Rs 330	Rs 475
Rs 5000 & above	Rs 475	Rs 700

Usage Fee

1000 रूपए से कम खर्च पर कोई Usage Fee नहीं लगेगी। अगर Rs. 1000 से अधिक रकम Pay Later से यूज़ करते है तो अगले महीने में जनरेट होने वाले बिल में यूसेज फी Rs. 15 जोड़ा जायेगा।

Usage for the month	Usage fee added to the bill
Less than ₹1,000/-	₹0/-
Any amount ₹1,000/- or more	₹15/-

Processing Fee

Flipkart Pay Later का उपयोग करने पर 1% या 199 रूपये (इन दोनों में से जो जो कम अमाउंट रहेगा) का Processing Fee लगेगा। यह प्रत्येक फ्लिपकार्ट पे लैटर लेनदेन पर लागु होगा।
उदा. 1

Calculation	Amount (Rs)	Rate
Transaction Value	10,000
Processing Fee*	100	1%
Amount Payable	10,100

उदा. 2

Calculation	Amount (Rs)	Rate
Transaction Value	25,000
Processing Fee*	199	Rs 199
Amount Payable	25,199

इसी जानकारी को English में फ़्लिपकर्ट के ऑफिसियल वेबसाइट पर पढ़ सकते है – Flipkart पे लेटर Terms and Conditions

Flipkart Pay Later Customer Care Number

यदि आपको Flipkart Pay Later से सम्बंधित कोई समस्या हो तो फ़ोन नंबर – 1800 202 9898 पर संपर्क कर सकते है। इसके अलावा जरुरत पड़ने पर आप IDFC First Bank में भी संपर्क कर सकते जो Flipkart का Pay Later Finance पार्टनर है।

IDFC FIRST Bank Contact Details –

Phone : 1860 500 9900
E-mail : banker@idfcfirstbank.com
Help Centre : https://www.idfcfirstbank.com/customer-service
Branch : https://www.idfcfirstbank.com/support/branches

FAQ – Frequently Asked Questions

Q: What is Flipkart Pay Later?
A: Flipkart Pay Later is a credit product offered by Flipkart that allows customers to make purchases on the platform and pay for them later, typically within a month.
Q: What is Flipkart Pay Later?
A: Flipkart Pay Later is a credit product offered by Flipkart that allows customers to make purchases on the platform and pay for them later, typically within a month.
Q: How do I sign up for Flipkart Pay Later?
A: To sign up for Flipkart Pay Later, you need to have a Flipkart account and complete the KYC process. Once you have completed the KYC process, you can apply for Flipkart Pay Later through the Flipkart app or website.
Q: Are there any charges for using Flipkart Pay Later?
A: Yes, there are charges associated with using Flipkart Pay Later. If you do not pay your dues within the due date, you will be charged a late payment fee of Rs. 100.
Q: Is there a minimum amount required to use Flipkart Pay Later?
A: Yes, there is a minimum transaction amount required to use Flipkart Pay Later. The minimum transaction amount is typically Rs. 500.
Q: Can I use Flipkart Pay Later to make purchases on other websites?
A: No, Flipkart Pay Later can only be used to make purchases on the Flipkart platform.
Q: Can I pay my Flipkart Pay Later dues using a debit card?
A: Yes, you can pay your Flipkart Pay Later dues using a debit card or net banking.
Q: How can I check my Flipkart Pay Later balance?
A: You can check your Flipkart Pay Later balance by logging in to your Flipkart account and going to the “My Account” section. You will be able to see your Pay Later balance and the due date for your payment.
Q: What happens if I don’t pay my Flipkart Pay Later dues on time?
A: If you don’t pay your Flipkart Pay Later dues on time, you will be charged a late payment fee of Rs. 100. Additionally, your Flipkart Pay Later account may be suspended, and you may not be able to make purchases using this option until your dues are paid in full.
Q: Can I cancel a Flipkart Pay Later transaction?
A: No, once a transaction has been made using Flipkart Pay Later, it cannot be cancelled. You will need to pay the dues for the transaction by the due date.